Publication 1. 2021 FinTech has been a very popular term in recent years. Depending on the level of your understanding, you may have a sound knowledge of what FinTech is already or you may be completely oblivious to it. For someone who does not have the slightest idea what this is, FinTech may sound…
Publication 19. 2020 Every business at one point has to look for capital, whether it’s to pay off its initial investors, hire more staff, or expand its reach. This is the biggest headache for most small and medium enterprises’ business owners. There are numerous ways that SMEs and startups can raise the capital they need…
Publication 17. 2020 The financial markets have drastically changed over the past decade. Traditionally, business owners would simply run to the banks with business ideas and hope to come out with the capital they needed. Today, things have changed; the 2008 /09 crisis has created a situation where banks have become extremely careful one could…
Publication 16. 2020 Debt-based crowdfunding is one of the alternative ways of financing for SMEs and start-ups to access capital, which they would otherwise maybe not have received from traditional financing platforms like banks. Over the years, this financial model has provided millions of dollars in loans, which has helped many businesses get off the…
Publication 15. 2020 Debt-based crowdfunding has become a popular way for businesses and start-ups to raise money. And as millions are raised each year through this channel, both investors and businesses can be and are exposed to possible unethical practices and/or “financial pitfalls”. Hence the need for regulations. The introduction of regulations to crowdfunding is…
Publication 14. 2020 Debt-based crowdfunding, often also referred to as peer-to-peer lending or P2P, is one of the easiest ways to raise funds through crowdfunding. According to data published by P2PMarketData, it is the crowdfunding model that’s proven to raise the largest capital on different platforms. So, what really is debt-based crowdfunding? And is it…
Publication 13. 2020 For most Small and Medium-sized Enterprises (SMEs), the biggest challenge facing their businesses is lack of capital. With banks and venture capital firms setting strict limits on how much money they can lend; more and more firms are turning to Equity-based Crowdfunding platforms and The Stock Market for a solution. Why these…
Publication 12. 2020 Equity-based crowdfunding platforms are fast becoming the go-to capital sources for a lot of, especially small and medium-sized enterprises. With many changes happening in this industry, this article will take a closer look at Equity-Based crowdfunding in the form of a case study. We will analyze the equity-based crowdfunding platform, Eureeca, as…
Publication 11. 2020 In the previous publication, we discussed the risks and rewards of equity-based crowdfunding. As this crowdfunding method deals with investments, it is necessary to talk about regulation. In this publication, we will briefly address or review equity-based crowdfunding regulations. In general, for crowdfunding platforms, the “regulation for the stock market”, is the…
Publication 10. 2020 All businesses need money, to start, to grow, and to change the world. When someone gives them the money they need, we call that “funding”. When a plethora of people invest their money by funding these startups via internet platforms, this process is best-known as crowdfunding. This crowdfunding has changed conventional investment…